Terms of Use

These terms govern your use of the Emergent Marketing corporate website at emergentmarketing.company (the "site"). By using the site, you agree to them. If you do not agree, please do not use the site.

1. The site is informational

The site is published by Emergent Marketing as general information about the company and its businesses. It is not an offer, a solicitation, professional advice, or a commitment of any kind, and nothing on it creates a contract or a business relationship between you and the company.

Nothing on the site is an offer or solicitation to buy or sell any security or interest in the company.

2. Informational materials and accuracy

We aim to keep the site accurate and current, but the information on it is provided as general description. Descriptions of the company's practices, projects, and systems are summaries and are not exhaustive. We may change, add to, or remove material at any time without notice, and we are under no obligation to update information that has become out of date.

3. Intellectual property

The site and its contents — including text, layout, design, graphics, and the Emergent Marketing and Franchi Financial names and marks — are owned by Emergent Marketing or its licensors and are protected by intellectual property laws.

You may view, download, and print pages of the site for your own internal business or personal reference, including for the purpose of verifying or evaluating the company. Beyond that, you may not copy, republish, redistribute, frame, or create derivative works from the site's content, or use the company's names or marks, without our prior written permission.

4. Acceptable use

You agree not to:

• use the site in violation of any applicable law or regulation;
• attempt to gain unauthorized access to the site, the server that hosts it, or any system or network connected to it;
• probe, scan, or test the vulnerability of the site or any related system, or breach or attempt to breach any security or authentication measure;
• interfere with or disrupt the site's operation, including by placing an unreasonable load on it;
• use automated means to access the site in a manner that disregards our robots.txt file or that degrades service for others;
• misrepresent your identity or your affiliation with any person or organization when corresponding with the company.

5. Third-party services and links

The site may refer to third-party organizations or services. Any such reference is for information only and does not imply endorsement. We do not control third parties and are not responsible for their content, products, services, or practices, which are governed by their own terms and policies.

6. Franchi Financial is a restricted internal platform

Franchi Financial is an internal system developed and operated by Emergent Marketing for its own businesses. It is not a publicly available product or service. It is not offered for sale, license, or subscription; it has no public sign-up; and no account can be created or requested through this site.

Descriptions of Franchi Financial on this site are provided so that vendors, financial institutions, and verification teams can understand what the company operates internally. They do not constitute an offer to provide the platform or any service based on it, and they create no right of access. Access is limited to authorized personnel of Emergent Marketing and is governed by the company's internal policies, not by these terms.

7. Disclaimers

The site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Emergent Marketing disclaims all warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranty that the site will be uninterrupted, error-free, secure, or free of harmful components.

8. Limitation of liability

To the fullest extent permitted by law, Emergent Marketing and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, business, or goodwill, arising out of or in connection with your use of, or inability to use, the site — whether based in contract, tort, statute, or otherwise, and whether or not we have been advised of the possibility of such damages.

Some jurisdictions do not allow certain exclusions or limitations; in those jurisdictions, the exclusions and limitations above apply to the greatest extent permitted.

9. Indemnity

You agree to indemnify and hold harmless Emergent Marketing from any claim, loss, or expense arising out of your use of the site in breach of these terms or of applicable law.

10. Governing law

These terms are governed by the laws of the State of Illinois, United States, without regard to its conflict-of-laws rules. The courts located in Illinois have exclusive jurisdiction over any dispute arising out of these terms or the site, and you consent to that jurisdiction.

11. Changes to these terms

We may revise these terms at any time. The current version will always be posted on this page with its "last updated" date, and applies to your use of the site from the date it is posted. Continued use of the site after a change constitutes acceptance of the revised terms.

12. Severability and entire terms

If any provision of these terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary and the remaining provisions will remain in full force. These terms, together with the privacy policy, constitute the entire terms governing your use of the site.

13. Contact

Questions about these terms may be directed to Emergent Marketing through an authorized company representative; see the contact page.